Welcome to Credit Repair Mastery where you get useful,
actionable credit secrets, tips, and strategies that take your
credit from "banker rolling on the floor laughing at you" to
"banker begging your forgiveness and throwing money at you".

You can achieve the dream home, dream car, low interest credit
cards and business lines of credit you deserve and desire.  I'll
take you to it step-by-baby-step.  It is quick and easy when
you commit to what you are doing.

Credit Secrets gets you:

-Dream Home and dream car you've been locked out of

-respect and good standing restored in the community

-you'll be the envy of your friends getting what they can't

-bankers BEGGING YOU to take their money

-51,277 other credit secrets clients welcome you to the
 fraternity of high credit

Get Insider Secrets Now

This is lesson 1.  So look forward to your upcoming lessons
in your 5 day credit supercharger.

We'll keep things short and simple today.

You have to start with the basics before moving on to the more
complex.



There was a small town friendship that developed between Tom
and Bill.  Tom was always bragging to Bill about his new car,
fancy home and great credit card offers he had and continued
to receive.  He bragged about the respect he got because of his
good credit.

Bill got tired of hearing it and especially was tired of getting
the poor offers...you know the ones where the creditor wants to
extract another pound of his flesh.

Bill was getting offers for $500 credit limit, $147 activation
fee, and $72 monthly maintenance fee paid annually up front.
SO keeping count he has $281 left on his credit line and all he
has done is activate the card.  Talk about banker's profits.

Bill also pays 8% interest on his home loan while Tom pays 6%.
The difference in money out of Bill's pocket on a $200,000 loan
is a whopping $96,634 in extra interest that Tom doesn't pay!!

Save me $96,634 Now

Obviously you want to be like Tom instead of Bill.  Never having
to worry about your bad credit getting you looked down on by
your banker or costing you the dream job your heart was set on.

So here are the basics on how to be like Tom:  You have a FICO
score computed by a company called Fair Isaac and CO.  This is
the one most used by banks and lending companies to determine
whether they will lend to you or not.

There are 3 credit bureaus that keep data on you and that the
banks report your payment history to.  They are Equifax,
Transunion, and Experian.

They each have their own score that they compute.  
Fair Isaac and co. computes these various scores for all 3 of
the credit bureaus based on the reported info in each one's
database.  Your scores are almost always different in each
company because of differences in the data that was
reported to them about you.

Your creditors report on the various accounts that you have
open as to your payment history.  They report when you pay
on time and also when you are 30, 60, 90 days late.

These negative entries are the ones we are going to fight
and dispute to get removed because they are dragging down
your score as well as your overall credit file.

Wikipedia's United States Credit Score Info
is a great article that gives you more info but these are the
basics.

Your assignment for today is to request your 3 credit reports
from each bureau individually.

You must get each individual report and not "your 3 bureau
blended, merged report". You will need the individual contact
info for each bureau and that is only found on the separate
reports.

You can request your free report once per year from each bureau
by going to Get My Free 3 Separate Reports the Easy Way

I'll tell you more about how you are going to use this info to
raise your credit score where it is supposed to be tomorrow.

 

Thanks,

 
Alexander Alaric
The Credit Repair Mastery Guy
creditrepairmastery.com